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Kristy Smith

Kristy  Smith

Kristy Smith

Kristy Smith is a Real Estate Professional with APEX Residential, bringing over 25

years of experience in mortgage lending and real estate finance to every

transaction. Having served in leadership roles within the mortgage industry, she

developed a deep understanding of underwriting, contract structure, and the

financial strategy behind every purchase or sale. That experience provides her

clients with a distinct advantage from contract to close.

She believes real estate is far more than opening doors. It requires market insight,

negotiation expertise, timing, and the ability to anticipate challenges before they

arise. Kristy is known for her calm, solutions-focused approach and her ability to

guide clients through complex decisions with clarity and confidence.

Whether purchasing a home, preparing to sell for maximum value, relocating, or

exploring investment opportunities, she is dedicated to protecting her clients’

interests and providing steady, strategic guidance throughout the process. Her

clients appreciate her strong negotiation skills, sound judgment, and informed

guidance.

Outside of real estate, she enjoys the beauty of the Arizona lifestyle and spending

time in the mountains with her family. She is proud to call this community home.

Contact Details

Email address [email protected]
Primary phone 480-524-0480
License #SA707789000
Success Stories

Testimonials

Read what our clients have to say.

"Michelle and her team went above and beyond for us not only once, but twice and for my parents too. Not only is she a professional but she truly cares about what’s best for her clients. She is so knowledgeable and helped us find our dream home one that we didn’t even think we could afford but she provided us with a mortgage officer that streamlined the entire process for us. We highly recommend Michelle and her dedicated team. We have been through 3 realtors in 4-5 years and we will never go looking again."
"Michelle and her team went above and beyond for us not only once, but twice and for my parents too. Not only is she a professional but she truly cares about what’s best for her clients. She is so knowledgeable and helped us find our dream home one that we didn’t even think we could afford but she provided us with a mortgage officer that streamlined the entire process for us. We highly recommend Michelle and her dedicated team. We have been through 3 realtors in 4-5 years and we will never go looking again."
Amanda G.
"She is an overall expert in all things housing market! This was our first Phoenix home-buying experience and Michelle made it awesome. With all her knowledge, expertise, and contacts we felt like we had a team of experts all helping us with different elements of this purchase (inspection, mortgage, title, contractors). She is extremely responsive. An overall pleasure to work with. I would recommend it to anyone buying or selling a home. Very grateful."
"She is an overall expert in all things housing market! This was our first Phoenix home-buying experience and Michelle made it awesome. With all her knowledge, expertise, and contacts we felt like we had a team of experts all helping us with different elements of this purchase (inspection, mortgage, title, contractors). She is extremely responsive. An overall pleasure to work with. I would recommend it to anyone buying or selling a home. Very grateful."
Buyer
"We have had several dealings with Michelle over the last 10 years. She has provided outstanding service. Included were quick rental of the property, excellent advice, and a buyer before the property even when on the MLS. Her office personnel were always available for support. We would not hesitate to recommend her for any real estate activity. A true and trusted professional."
"We have had several dealings with Michelle over the last 10 years. She has provided outstanding service. Included were quick rental of the property, excellent advice, and a buyer before the property even when on the MLS. Her office personnel were always available for support. We would not hesitate to recommend her for any real estate activity. A true and trusted professional."
Barry & Sandy W.
"Michelle is an excellent agent. Very knowledgeable and knows exactly what I want. I've used her to buy two homes and will continue to use her for future endeavors."
"Michelle is an excellent agent. Very knowledgeable and knows exactly what I want. I've used her to buy two homes and will continue to use her for future endeavors."
Joe V.
"Jay was exceptional in finding a property that met our needs & budget. We searched a couple of years before reaching out to Jay. He found our house that checked all the boxes! His knowledge of the Scottsdale area was superb!! Without his help, we would have never closed on the property. Thanks Jay!"
"Jay was exceptional in finding a property that met our needs & budget. We searched a couple of years before reaching out to Jay. He found our house that checked all the boxes! His knowledge of the Scottsdale area was superb!! Without his help, we would have never closed on the property. Thanks Jay!"
Mike Coyne

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